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VA assumable loan at just 2.250% interest! (Subject to VA eligibility and lender approval.) A rare opportunity to secure a below-market interest rate and potentially save thousands over the life of your loan. Located in the desirable Spinnaker at Ocean Pointe community, this move-in ready townhouse features an open-concept layout with hardwood flooring downstairs, carpet upstairs, central A/C replaced in March 2023, and a convenient half bath on the main level. Enjoy your private fenced yard with a covered lanai, perfect for relaxing or entertaining. Upstairs offers three spacious bedrooms, two full bathrooms, and a primary suite with a generous walk-in closet. Residents enjoy access to the community pool, BBQ areas, recreation center, and walking paths. Just minutes from Ka Makana Ali'i, beaches, golf courses, schools, shopping, and dining. With lower maintenance fees than many comparable homes, this is an exceptional opportunity in one of Ocean Pointe's most sought-after communities.