VA Assumable 2.75% rate, with PITI of $2,179! Welcome home to Windward Estates, a breezy Kaneohe retreat where thoughtful updates meet postcard-perfect views. This 3-bedroom residence features a beautifully redesigned and renovated kitchen, reimagined to maximize functionality with improved storage and smart use of space. Brand new flooring throughout adds a clean, refreshed feel, while dual lanais invite you to soak in the best of Windward living. Incredible mountain and ocean views from the lanai and primary bedroom. Conveniently located near shopping, dining, and everyday essentials, with an easy commute for work or weekend adventures. VA assumable loan with 2.75% interest rate and approximate loan balance of $440,500 as of January 2026.