VA ASSUMABLE (for those who have earned the benefit only) at 3% - $1,096,967 loan balance, $5,458.72 payment. Charming and versatile in the heart of historic Kaimuki! This beautifully updated property offers a rare opportunity with two separate living spaces: a 3-bedroom, 1-bath main home and a detached 1-bedroom, 1-bath unit—ideal for multi-generational living, rental income ($2100 a month), or a private home office. Nestled in one of Honolulu’s most beloved neighborhoods, this home blends classic island character with modern upgrades, including renovated kitchens, updated baths. Just minutes from Waikiki, Diamond Head, and Kapiolani Park, enjoy the convenience of nearby shops, trendy eateries, and schools. A true gem with endless potential in a sought-after location! BONUS: Leased panels $335 bill for BOTH homes. NOTE: Main house is on Lincoln Ave., the 1/1 is on Belser.