VA Assumable at 2.25%! Welcome to Windward Estate K102, a rarely available and beautifully renovated 3-level townhome offering the perfect blend of comfort, space, and value in the heart of Kaneohe. With 4 generous bedrooms, 2 full bathrooms, and 2 half bathrooms, this home provides ample room for families, entertaining, or even a flexible home office setup. Step inside to enjoy a thoughtfully updated interior with modern finishes, upgraded flooring, and a spacious open layout with a bedroom and half bath on the 1st level. Only 8 of 193 units have this floor plan with a 4th bedroom on the ground level. Vaulted ceilings with large windows bring in natural light, showcasing the lush greenery that makes Windward O‘ahu so special. Located in a well-maintained community, residents enjoy access to resort-style amenities including a pool, tennis courts, and playgrounds — all within minutes of Windward Mall, schools, freeway access, and the breathtaking Kaneohe Bay. Best of all, this home qualifies for a VA assumable loan at an incredible 2.25% interest rate – a truly rare opportunity in today’s market. Pet-friendly and VA-approved building, truly a must-see to appreciate.