VA ASSUMABLE @ 3.75% – open to both VA and non-VA buyers.No HOA. This spacious 7-bedroom, 5-bath home offers stunning ocean and sunset views, ideal for multi-generational living, investment, or potential care home use. Spread across three levels, the home features 4 bedrooms and 2 bathrooms on the first level, a living room and 1 bathroom on the mid-level, and 3 bedrooms and 2 bathrooms on the top level. Enjoy two separate living areas, three lanais, a well-equipped kitchen, and air conditioning (three split A/C units installed in 2022 and a window unit in 2024). The property is fully fenced with an elevated rock wall for added privacy. The downstairs area includes a wet bar and private living space, perfect for extended family or rental potential. Additional highlights include a fitness room in the garage and the home is sold fully furnished. Recent upgrades include a new roof (2023), three renovated bathrooms (2024), scratch-proof, water-resistant flooring with lifetime warranty (extra flooring included), and an epoxied garage floor (2024). Conveniently located minutes from Ko Olina, Costco, Target, and more, with school and community bus stops nearby.