Take advantage of a rare VA ASSUMABLE LOAN with a low 3.375% interest rate, offering eligible buyers a unique opportunity to save compared to today's market rates. Welcome home to this beautifully maintained 3-bedroom, 1.5-bath townhome in Waiau Gardens Kai D. Thoughtfully updated, this move-in ready residence features a tastefully remodeled kitchen with quartz countertops, modern cabinetry, and a functional layout that flows into the living and dining areas. Additional upgrades include newer AC units, ceiling fans, and lighting fixtures for enhanced comfort and style. Enjoy a private outdoor space and a convenient Pearl City location just minutes from Pearlridge Center, shopping, dining, schools, parks, and military bases. Commuters will appreciate the close proximity to freeway on and off ramps, making travel around the island a breeze. Combining modern updates, everyday convenience, and an exceptional financing opportunity, this home is one you won't want to miss.