Unlock Unbeatable Savings: VA Assumable Loan EVEN FOR NON-VETERANS at 4.875%! Seize a rare opportunity to own in Royal Palm at Waipio with an incredible VA interest rate of just 4.875%. This offers significant monthly savings compared to current market rates, making homeownership more accessible than ever. Even with the HOA, your total monthly housing cost will be substantially lower, providing exceptional value. Tenant is moving out at the end of March, presenting a seamless transition for immediate occupancy. Imagine settling into your new home or preparing it for market without delay! This highly desirable ground-floor unit boasts a standout, generously extended kitchen, providing ample space for culinary creativity, storage, and entertaining. Located ideally near covered parking and everyday conveniences, this home offers both comfort and practicality. Enjoy an active lifestyle with unparalleled convenience to Costco, diverse shopping, dining, and essential services, plus effortless commuting via H-1 and H-2 to Central O?ahu and Honolulu. Perfect for first-time buyers or downsizers. Realtors: Inquire about a FREE temporary rate buy-down for even greater buyer appeal!